Multi-domain application of dual interface cards

With the continuous maturity of the dual interface card technology, the dual interface card is gradually invested in large-scale commercial applications in many fields, mainly for traffic, with its one card capable of both contact interface and non-contact interface operation. The field, but gradually extended to the application of finance, e-commerce, communications and other fields.

Currently in China, the United States, France, Italy, South Korea and other countries, there are cards issued.

The application of dual interface cards in China is very representative. It should be said that there is no obvious gap between domestic and international, and even domestic technology development and application promotion are still ahead of foreign countries. South Korea is bringing e-wallets and payment transactions together in contact and contactless mode for e-wallet spending, credit card accounts and refilling e-wallets. In the consumer transaction process, the contactless pair provides a faster way for the consumer process; while the card is recharged, the contact type is more secure. An electronic wallet with a dual interface card has both contact and non-contact interfaces in one card, which avoids the need for two electronic wallets with only a contact interface or a non-contact interface. The trouble of recharging separately.

Most financial institutions in South Korea also support payment methods based on contactless models.

Along with the application of e-wallets, some banks and credit card companies, in cooperation with wireless mobile network operators, have issued multi-application smart cards with credit and loyalty reward records, but currently these cards only have a contact interface, and some mobile phone companies are It is planned to speed up the testing of the dual interface chip, connect the non-contact interface to the antenna of the mobile phone, and complete the contactless payment transaction through the mobile phone.

In China, dual interface cards have been widely used in transportation, identity authentication, logistics supervision, and electronic payment.

As a high-end smart card product launched by the well-known domestic smart card manufacturer in 1999, the company is a high-performance smart card product---TimeCOS/DI dual interface card, which is the first single-chip dual interface card introduced in the world. The two interfaces follow the corresponding international standards, the contact interface conforms to ISO/IEC 7816 (the internationally accepted contact smart card standard); the non-contact interface conforms to ISO/IEC 14443 (contactless smart card standard). TimeCOS/DI complies with the “Management Requirements for Application Technology of IC Cards for Construction Enterprises” and is designated as a standard product; it has obtained technical patents for dual interface cards; and it has been listed as a “Beijing High-tech Achievement Transformation” project. After the launch of the product, it provides a powerful tool for meeting the market application needs of “one card for multiple use, one card for use” and has invested in large-scale commercial applications.

According to its unique technical characteristics, the dual interface card is currently the most widely used in the urban transportation field, and as a starting point, it has gradually developed into a city pass card, which provides a lot of convenience for people and can greatly improve various urban areas. Service efficiency. Dalian Pearl Public Card is the first project in China to safely productize dual-interface card technology and put it into commercial application.

The Dalian Municipal Government complied with the requirements of the National Gold Card Office and the Ministry of Construction in the application of IC card in the application of “one card for multiple use and unified card issuance”. On the basis of the implementation of “bus card”, the “city card” was fully implemented, and the urban bus system was used as the entry point. Point, gradually realize the card in various fields such as bus, taxi, utility charges, park venue fees, internal management and small-scale consumption, and gradually expand the application range of IC cards to taxis, tap water, gas, gas stations, etc. In many charging areas, IC cards will be promoted to the consumer and shopping sectors such as restaurants and shopping malls, thus realizing the overall “electronic toll collection system” in Dalian. With a card in hand, citizens can easily and safely consume, and use smart cards to change the consumption patterns of citizens in all aspects and in multiple fields.

In July 2001, “Dalian Bus One Card” was officially launched on more than 3,000 buses of 63 bus lines belonging to 8 bus companies in the city. The use of cards to ride has become another major change in the way of bus fare after the unsold ticket sales in Dalian. Dalian public transportation fee management uses IC cards instead of tickets, bus tickets and other vouchers to manage time, pay-per-view, record information, etc. This is a revolution in bus services, which greatly promotes the efficiency of vehicle circulation. . At the same time, the card was issued in cooperation with Dalian Commercial Bank, extending the application of IC card to the financial application field, and can be used as a financial electronic wallet for payment and consumption. Dalian Pearl Card has become a milestone in the construction of Chinese city card. It is one of the largest dual-interface card application projects at home and abroad. The first phase has issued 500,000 TimeCOS/DI cards. At present, the company is the largest company with the largest number of dual-interface cards in China. The cumulative number of projects and applications is close to one million. It has accumulated rich experience in product improvement, production and processing, project implementation, etc. Leading technology development.

In the transportation field, for the highway toll collection project, the Qiqi double interface card is the best for identification and account recharge and deduction because it supports both contact and non-contact data reading methods, which is not easy to wear and fast transaction. Smart card media.

The Shanghai Hongqiao International Airport combined electronic non-stop charging system (ETC), the Guangdong Expressway non-stop charging system, and the Shanxi Expressway combined network charging “one card” system also use the dual interface card. The dual interface card is widely used in highway toll collection projects, and its inspiration can be said to be far greater than its economic interests, and Wedge can also be called the authoritative provider of expressway smart card automatic charging solutions.

The large number of mature applications of TimeCOS/DI cards in the transportation field proves the advanced stability of the Qiqi dual interface card, which in turn has won the favor of more and more industries. In the process of promoting the rectification of the national tourism market and strengthening the construction of information technology in the industry, the National Tourism Administration proposed a “National Tour Guide Card” in order to improve the management of the tour guide team, and finally selected the dual interface card of the Qiqi. "National tour guide card."

The guide card project was implemented in early 2002. After the implementation of the tour guide card, the qualified tour guides obtained the TimeCOS/DI dual interface card of the company as the guide smart IC card. The guide card stores the name, gender, language, tour guide qualification number, guide card number, ID card number, travel agency, home address, identification code and other personal basic information and violation records, violation points, and post training. Comprehensive business information such as annual inspections and tour guide categories. The tour guide provides services according to the tour guide card. The tourism administrative department dynamically manages the service quality, annual inspection, training and change of the tour guide through the guide card, and uploads the information to the information database of the National Tourism Administration and the provincial and municipal tourism bureaus at any time.

The company provides design, and undertakes the development of card issuance systems and key management systems; and the application model of cards in the system, becoming the only card supplier in the national travel smart card system project. The new version of the guide card is in the form of an IC card. The card reader can check the basic information of the tour guide and the violations stored in the card. The "guide card smart card" (similar to the car driver smart card implemented by the Ministry of Public Security in the country) is certified by electronic identity. The technology is the core, with the integrated circuit card (IC card) as the carrier, and the basic information of the tour guides and the relevant supervision, management and punishment of the tourism management department are stored in the card, and the tour guide is comprehensively implemented nationwide. Dynamic and timely management. In addition to the ability to store tour guide information, the card can also complete standard financial applications, access control (contactless) and other extended applications.

The successful projects in various fields need to be questioned to show that dual interface cards have mature applications in many fields. At present, Wedge Data has just signed a cooperation agreement with customers, and will use TimeCOS/DI dual interface card in logistics management to monitor and manage logistics, which indicates that the application of dual interface card has entered a new field!

So far, the Qiqi dual interface card has shown its outstanding successful application in different industry fields, making it nearly one million cards issued, and has accumulated sufficient proprietary technology and practical experience. Beijing has begun to design and implement a dual-interface card municipal system, and will have a long-term vision to the Olympics, with broad prospects. The mobile platform based on dual interface cards is also full of huge business opportunities!

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